Contact Us 800.243.1560
Navigation

 

  BUSINESS   HOMEOWNERS   AUTOMOBILE   LIFE & HEALTH   HR SERVICES  



Commercial Auto Insurance


Commercial Auto Insurance Information

As a business owner, you need the same kinds of insurance coverages for the car you use in your business as you do for a car used for personal travel -- liability, collision and comprehensive, medical payments (known as personal injury protection in some states) and coverage for uninsured motorists. In fact, many business people use the same vehicle for both business and pleasure. If the vehicle is owned by the business, make sure the name of the business appears on the policy as the "principal insured" rather than your name. This will avoid possible confusion in the event that you need to file a claim or a claim is filed against you.

Whether you need to buy a business auto insurance policy will depend on the kind of driving you do. A good insurance agent will ask you many details about how you use vehicles in your business, who will be driving them and whether employees, if you have them, are likely to be driving their own cars for your business.

While the major coverages are the same, a business auto policy differs from a personal auto policy in many technical respects. Ask your insurance agent to explain all the differences and options.





 
Our Carriers Our Company Services Contact Us More Help
Utica
Selective
Travelers
Amtrust
FHM
Meadowbrook
Peninsula
Peninsula
Home
Who We Are
Events
Customer Service
Get A Quote
Insurance Types
Send A Message
Locations
Glossary
Frequently Asked Questions
GET SOCIAL WITH US Facebook LinkedIn
8117 Ebenezer Church Road | Raleigh, NC 27612
Toll Free: 800.243.1560 | Local: 919.782.1560 | Fax: 919.782.5706
Powered by Insurance Website Builder

Join Our Newsletter Refer A Friend Our Partners Get A Quote